Commercial Casualty

Seats Available
More Information
Instruction Hours 16
Topics Commercial Casualty
Programs Certified Insurance Counselors Institutes (CIC)
Start Date Oct 16, 2019
End Date Oct 18, 2019
Learning Options Traditional Classroom

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Topics Covered:

  • Commercial General Liability Concepts and Coverage
  • Additional Insured Concepts and Endorsements
  • Business Automobile Coverages and Endorsements
  • Workers Compensation and Employers Liability

Clark, NJ
October 16-18, 2019
7:00 AM Registration
Holiday Inn
36 Valley Road
Clark, NJ 07066

This event is being conducted by the PIA of NY, NJ & CT

Commercial Casualty Institute

Most businesses have exposures that can be protected by the most common commercial casualty coverages offered in the insurance marketplace. This institute focuses on providing a thorough understanding of these primary coverage areas. You will understand how to design the best coverage for your client.

Topics Covered:

  • Commercial General Liability Concepts and Coverage
  • Additional Insured Concepts and Endorsements
  • Business Automobile Coverages and Endorsements
  • Workers Compensation and Employers Liability

Participants will:

  • Learn what liability exposures exist in the areas of premises, operations, products and completed operations, and personal and advertising injury liability. Understand important legal concepts and how they correlate with CGL coverage. Determine what coverage the CGL provides, who is insured, what is excluded, how the limits apply and be able to identify appropriate CGL endorsements.
  • Explore the reasons for additional insured status and what problems may be created by adding an additional insured. The purpose, coverage and limitations of the more commonly used additional insured endorsements will be explained. Waivers of subrogation and the impact of the “Other Insurance” policy condition will also be addressed.
  • Identify the major coverages and exposures related to various uses of “covered autos” (owned, nonowned and hired). Determine “who is as an insured”, what exclusions apply, the gaps of coverage, and some endorsements that modify the Business Auto Coverage Form.
  • Understand important legal concepts and employment exposures of today’s workers compensation system. Workers Compensation and Employers Liability Insurance will be explained along with some of the more commonly used endorsements. 

Faculty Name

John Kitson

Bio Detail

John Kitson is an independent insurance instructor and consultant. John has been a part of The National Alliance for Insurance Education and Research program for almost 20 years as a CISR and CIC instructor. He spent three years as the Director of Education for the Insurors of Tennessee. Prior to his position with the association, he was a Commercial Lines Underwriter/Manager for several insurance carriers. John began his career with Continental Insurance Company as a CBP underwriter. Following that, he spent a year with Crum & Forster as a Property/Package Underwriter. From there he went to work for AID Insurance (now part of Nationwide). Next in his travels was Home Insurance, (where he got to watch and see how the hard market really works). Finally, he joined St. Paul Fire and Marine Insurance as a Commercial Underwriter. He also spent a year as a Surplus Lines Underwriter before being transferred to Nashville as the Commercial Underwriting Manager and Resident Manager. He has also worked directly with several insurance agencies in the area of education. Education has always been important to John. He passed the INS General Program in the first year of his insurance career. He attained the CPCU designation in 1983, the AU in 1992, the AIM in 1993, and his CIC designtion in 2004. He has also served on the board of directors of the Mid-Tennessee CPCU Chapter.

Faculty Name

Kevin Brady

Bio Detail

Kevin Brady is a Regional Director for ARTEX Risk Solutions; a division of Arthur J. Gallagher Co. from Rolling Meadows, Illinois. He specializes in the development, implementation and marketing of group, rent, segregated cell, single parent captives and program business. Kevin's career spans captive and self-insured group workers compensation program development/management as well as retail brokerage. Kevin earned his CIC designation in 1988. He is a member of the National Faculty of the Society of Certified Insurance Counselors, speaking at Casualty Institutes and James K Ruble Seminars. He is a contributing author to The National Alliance for Producer Studies publications as well as a National Faculty member of the Certified Risk Managers (CRM) program speaking in the Finance section. He has been a featured speaker across the country and Puerto Rico on captive development, risk financing and insurance coverage topics. Kevin has also served on the Society of Certified Insurance Counselors Board of Governors for nine years, one as its Chairman.