Commercial Casualty

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Available
Seats Available
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Instruction Hours 16
Topics Commercial Casualty
Programs Certified Insurance Counselors Institutes (CIC)
Start Date Dec 11, 2019
End Date Dec 13, 2019
Learning Options Traditional Classroom

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Topics Covered:

  • Commercial General Liability Concepts and Coverage
  • Additional Insured Concepts and Endorsements
  • Business Automobile Coverages and Endorsements
  • Workers Compensation and Employers Liability

Dublin, OH
December 11-13, 2019
7:30 AM Registration
Marriott Columbus Northwest
5605 Blazer Parkway
Dublin, OH 43017
614-791-1000

This event is being conducted by the Ohio Insurance Agents Association, Inc.

Commercial Casualty Institute


Most businesses have exposures that can be protected by the most common commercial casualty coverages offered in the insurance marketplace. This institute focuses on providing a thorough understanding of these primary coverage areas. You will understand how to design the best coverage for your client.


Topics Covered:

  • Commercial General Liability Concepts and Coverage
  • Additional Insured Concepts and Endorsements
  • Business Automobile Coverages and Endorsements
  • Workers Compensation and Employers Liability

Participants will:

  • Learn what liability exposures exist in the areas of premises, operations, products and completed operations, and personal and advertising injury liability. Understand important legal concepts and how they correlate with CGL coverage. Determine what coverage the CGL provides, who is insured, what is excluded, how the limits apply and be able to identify appropriate CGL endorsements.
  • Explore the reasons for additional insured status and what problems may be created by adding an additional insured. The purpose, coverage and limitations of the more commonly used additional insured endorsements will be explained. Waivers of subrogation and the impact of the “Other Insurance” policy condition will also be addressed.
  • Identify the major coverages and exposures related to various uses of “covered autos” (owned, nonowned and hired). Determine “who is as an insured”, what exclusions apply, the gaps of coverage, and some endorsements that modify the Business Auto Coverage Form.
  • Understand important legal concepts and employment exposures of today’s workers compensation system. Workers Compensation and Employers Liability Insurance will be explained along with some of the more commonly used endorsements. 
Faculty

Faculty Name

John Kitson

Bio Detail

John Kitson is an independent insurance instructor and consultant. John has been a part of The National Alliance for Insurance Education and Research program for almost 20 years as a CISR and CIC instructor. He spent three years as the Director of Education for the Insurors of Tennessee. Prior to his position with the association, he was a Commercial Lines Underwriter/Manager for several insurance carriers. John began his career with Continental Insurance Company as a CBP underwriter. Following that, he spent a year with Crum & Forster as a Property/Package Underwriter. From there he went to work for AID Insurance (now part of Nationwide). Next in his travels was Home Insurance, (where he got to watch and see how the hard market really works). Finally, he joined St. Paul Fire and Marine Insurance as a Commercial Underwriter. He also spent a year as a Surplus Lines Underwriter before being transferred to Nashville as the Commercial Underwriting Manager and Resident Manager. He has also worked directly with several insurance agencies in the area of education. Education has always been important to John. He passed the INS General Program in the first year of his insurance career. He attained the CPCU designation in 1983, the AU in 1992, the AIM in 1993, and his CIC designtion in 2004. He has also served on the board of directors of the Mid-Tennessee CPCU Chapter.

Faculty Name

Allen Messer

Bio Detail

Allen Messer began his insurance career in March of 1971. He has worked for several different insurance companies in various capacities and has been involved in the independent agency system as a producer and agency owner. Allen currently consults agencies, companies, risk managers, and attorneys as well as instructs various seminars and live webinars. He earned his CPCU designation in 1981 where he received the Distinguished Graduate Award for attaining the highest academic average in the Nation. He earned his CIC designation in 1977 and serves as an Educational Consultant and is a National Faculty member of The National Alliance for Insurance Education & Research.