Commercial Casualty

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$420.00
Available
Seats Available
More Information
Instruction Hours 16
Topics Commercial Casualty
Programs Certified Insurance Counselors Institutes (CIC)
Start Date May 01, 2020
End Date May 22, 2020
Learning Options Online Instructor-Led

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Topics Covered:

  • Commercial General Liability Concepts and Coverage
  • Additional Insured Concepts and Endorsements
  • Business Automobile Coverages and Endorsements
  • Workers Compensation and Employers Liability

Accommodations not applicable for Online Courses.

Commercial Casualty Institute


Most businesses have exposures that can be protected by the most common commercial casualty coverages offered in the insurance marketplace. This institute focuses on providing a thorough understanding of these primary coverage areas. You will understand how to design the best coverage for your client.


Topics Covered:

  • Commercial General Liability Concepts and Coverage
  • Additional Insured Concepts and Endorsements
  • Business Automobile Coverages and Endorsements
  • Workers Compensation and Employers Liability

Participants will:

  • Learn what liability exposures exist in the areas of premises, operations, products and completed operations, and personal and advertising injury liability. Understand important legal concepts and how they correlate with CGL coverage. Determine what coverage the CGL provides, who is insured, what is excluded, how the limits apply and be able to identify appropriate CGL endorsements.
  • Explore the reasons for additional insured status and what problems may be created by adding an additional insured. The purpose, coverage and limitations of the more commonly used additional insured endorsements will be explained. Waivers of subrogation and the impact of the “Other Insurance” policy condition will also be addressed.
  • Identify the major coverages and exposures related to various uses of “covered autos” (owned, nonowned and hired). Determine “who is as an insured”, what exclusions apply, the gaps of coverage, and some endorsements that modify the Business Auto Coverage Form.
  • Understand important legal concepts and employment exposures of today’s workers compensation system. Workers Compensation and Employers Liability Insurance will be explained along with some of the more commonly used endorsements. 
Faculty

Faculty Name

Dwight Kealy

Bio Detail

Dwight Kealy is an attorney in Southern California. He graduated from high school in Quito, Ecuador, earned his Bachelor's Degree from Westmont College in Santa Barbara, California, did graduate work in Israel with Harvard University, and earned his Master's Degree from Yale University. Dwight then enlisted in the United States Marine Corps where he served as an Arabic Linguist, Platoon Commander, and as the Intelligence Analysis Officer for the 1st Marine Corps Division. After the USMC, Dwight spent more than a decade in the commercial insurance industry where he was Chief Operating Officer/Vice President for one of California's largest insurance agencies for contractor's liability insurance. During that time Dwight attended law school. After graduating in 2012 and passing the Bar exam, Dwight spent over a year volunteering as an attorney while working in insurance before resigning his position at the insurance agency in 2013 so that he could focus on the full-time practice of law. Dwight is the author of several books and articles on commercial insurance. He has been a member of the American Bar Association's Tort Trial and Insurance Practice Section, a member of the American Bar Association's Forum on the Construction Industry, and has a 10 out of 10 rating with the attorney rating site Avvo.com. He received his Certified Insurance Counselors designation in 2007 and has been a faculty member with The National Alliance for Insurance Education & Research since 2011.

Faculty Name

Samuel Bennett

Bio Detail

Sam Bennett is an active retail producer, presenter, and shareholder in Harrison Agency, Inc. of Columbia, MO. He began his insurance career in 1987 and has been an Independent Insurance Agent from the beginning. He has worked with individuals, families, and small businesses his entire career. In this capacity, he has worked in the personal lines, commercial lines, agribusiness and life and health marketplaces. As a result of working with many types of clients, many carriers, and many coverage needs, Sam has grown to understand and appreciate the important ways an insurance professional must work with markets and clients in today's insurance world. Sam obtained his Certified Insurance Counselor (CIC) designation in 1996. He has taught coursework for the National Alliance in their CISR program since 2000, has presented in their CIC program since 2004, and in 2009 became a National Faculty Member of the Society of CIC. Sam is also a National Faculty Member in the Agribusiness and Farm Insurance Specialist (AFIS) program and is a speaker in the AIMS Society's Certified Professional Insurance Agent (CPIA) program and IRMI's Construction Risk Insurance Specialist (CRIS) program. He has been called upon to offer insurance education in conferences and symposiums across the country over the past twenty years and has provided services to several law firms in the capacity of expert consultant.