Commercial Casualty

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Available
Seats Available
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Instruction Hours 16
Topics Commercial Casualty
Programs Certified Insurance Counselors Institutes (CIC)
Start Date Nov 18, 2020
End Date Nov 20, 2020
Learning Options Traditional Classroom

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Topics Covered:

  • Commercial General Liability Concepts and Coverage
  • Additional Insured Concepts and Endorsements
  • Business Automobile Coverages and Endorsements
  • Workers Compensation and Employers Liability

Northampton, MA
November 18-20, 2020
7:30 AM Registration
The Hotel Northampton
36 King Street
Northampton, MA 01060
413-584-3100

This event is being conducted by the Massachusetts Association of Insurance Agents

Commercial Casualty Institute


Most businesses have exposures that can be protected by the most common commercial casualty coverages offered in the insurance marketplace. This institute focuses on providing a thorough understanding of these primary coverage areas. You will understand how to design the best coverage for your client.


Topics Covered:

  • Commercial General Liability Concepts and Coverage
  • Additional Insured Concepts and Endorsements
  • Business Automobile Coverages and Endorsements
  • Workers Compensation and Employers Liability

Participants will:

  • Learn what liability exposures exist in the areas of premises, operations, products and completed operations, and personal and advertising injury liability. Understand important legal concepts and how they correlate with CGL coverage. Determine what coverage the CGL provides, who is insured, what is excluded, how the limits apply and be able to identify appropriate CGL endorsements.
  • Explore the reasons for additional insured status and what problems may be created by adding an additional insured. The purpose, coverage and limitations of the more commonly used additional insured endorsements will be explained. Waivers of subrogation and the impact of the “Other Insurance” policy condition will also be addressed.
  • Identify the major coverages and exposures related to various uses of “covered autos” (owned, nonowned and hired). Determine “who is as an insured”, what exclusions apply, the gaps of coverage, and some endorsements that modify the Business Auto Coverage Form.
  • Understand important legal concepts and employment exposures of today’s workers compensation system. Workers Compensation and Employers Liability Insurance will be explained along with some of the more commonly used endorsements. 
Faculty

Faculty Name

Craig Stanovich

Bio Detail

Craig Stanovich is co-founder and principal consultant of Austin & Stanovich Risk Managers, LLC, a risk management and insurance advisory consulting firm that does not sell insurance. With over thirty-eight years of experience in the risk and insurance industry, including five years as an underwriter for a national insurer and fifteen years as an executive for a regional insurance broker, Craig specializes in most aspects of commercial insurance. He has practical, in-depth experience in several areas, including construction, transportation, and petroleum marketers risk management and insurance. Craig is a regular contributor to various international, national, and local publications. He has served as an Expert Commentator for IRMI for General Liability since 2002. He continues to provide litigation support to the legal community as an expert witness or consultant in cases involving insurance custom and practice as well as complex insurance coverage issues. Craig has served as president of the Central Massachusetts Chapter of CPCU and as past Chairman of the Board of Governors of the Society of Certified Insurance Counselors in Austin, Texas. He is also a National Faculty member of the Society of Certified Insurance Counselors and speaks throughout the country on various commercial insurance topics. Craig graduated from Bridgewater State College with a BS in Education and holds the Associate in Underwriting (AU), CPCU, CIC, and CRM professional designations. He is a Licensed Insurance Advisor in Massachusetts and also holds a producer's license in Massachusetts and New Hampshire, as well as being a Certified Insurance Consultant in Connecticut. Craig is involved in his community and has served seven years on the Town of Holden Finance Committee and six years on the Holden Planning Board. He is involved with his St. Francis Church, Holden, MA, having served on the Vestry as well as Warden.