Ethics is about fairness honesty integrity

Legal & Ethical Requirements of Insurance Professionals
Self-Paced Online Course
Insurance professionals are held to good faithAs related to the Business Judgment Rule, a decision must be made with an honest belief that the decision is in the best interest of the organization, not simply to preserve his or her position or benefits. More and fair dealing standard by regulators.
The public and agencyA relationship, express or implied, wherein one party (principal) delegates authority to another person (agent or proxy) to undertake certain activities for the principal. The agent’s limit of authority and discretionary power depends upon the agreement between the parties. https://youtu.be/s_hHkK95lbA More customers expect more than that.




Self-Paced Ethics
Moral principles of a group or individual as developed over time and with life experiences. More Course
The revised EthicsMoral principles of a group or individual as developed over time and with life experiences. More course teaches you the concepts of business ethics
Knowing what is right or wrong in the workplace and then doing what is right; fundamental ground rules of our work lives; the process of instilling into a company’s workforce a sense of how to responsibly conduct business. See Ethics. More. You will learn where and how problems originate, the importance of using a Code of Ethics
Moral principles of a group or individual as developed over time and with life experiences. More within an insurance organization, and the resulting benefits of abiding by that code. You will also learn how to manage workplace ethics
Moral principles of a group or individual as developed over time and with life experiences. More with preferred behaviors and how to avoid potential conflicts.
What you will learn:
Define “agent”; understand differences in authority and licenses, how insurance is regulated, and important federal and state regulations.
- What is an agent?
- Authority of Agents
- Agent Licenses
- State’s Authority to Regulate Insurance
- Federal Regulations
- State Regulations
The “adhesion” principle and other aspects of insurance contracts.
- Introduction
- Terms of Contracts that Apply to Insurance Contracts
Types of claims regularly paid by agents and errors and omissions insurance for negligent acts.
- Introduction
- Negligence
Failure to exercise a degree of care which a reasonably prudent person would exercise under the same circumstances. The following four elements must be proven to establish negligence: a duty owed, a breach of that duty, causation, and damages resulting from the breach. More Defined
- The Definition of Professional
- Court Cases
- Beyond Professional
NAIC Unfair Trade Practices Model Act, common laws relating to unfair claims settlement practices, E&O claims and policies, and the meaning of The Golden Rule.