GLOSSARY
This Insurance Glossary of Terms is produced and maintained by the National Alliance Research Academy. 
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Newborns’ and Mothers’ Health Protection Act of 1996 (“NMHPA”)

A federal regulation that requires group and individual plans that offer maternity benefits to provide coverage for a hospital stay following a normal delivery for no less than 48 hours for both the mother and newborn child. This limit is extended to 96 hours following a cesarean section birth.

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