This Insurance Glossary of Terms is produced and maintained by the National Alliance Research Academy. 
If you have a comment, suggestion or question please contact us at


A self-insurance strategy used by two or more organizations that desire to share risks with each other. The organizations are not individually capable of self-insuring. Pooling arrangements are normally regulated by state laws and are known by different names in different states.

Do you need an answer immediately?

Check out our FAQ page!