Six Steps of the Underwriting Process

The process of underwriting involves a person or organization accepting financial risk in exchange for compensation. Most frequently, this risk entails loans, insurance, or investments.

Read More »

The 7 Steps of Developing & Executing an Environmental Management Strategy (eMS)

You can’t be in business without being impacted by environmental issues, exposures, liabilities, investments. But you can use them as a competitive advantage. In order to minimize risk, maximize value and optimize performance while driving your growth and profits, follow the seven steps outlined in this article to discover your business’s environmental footprint and develop your Environmental Management Strategy.   

Read More »

Plans for New Hires That Work

Every agency must figure out how to manage new employees, particularly ones who have little to no formal training or experience in the Insurance and

Read More »

New Year, New Goals!

As we enter a new year, think about how to set your agency up for success. Goals are the concrete aim of an organization and

Read More »

5 Practical Ways to Elevate Your Firm’s Focus On People

The recent Best Practice Study indicated that CEOs at 282 of the Best Practices agencies believe that strategic human capital structure is the most crucial factor in remaining privately held. This insight may prompt you to imagine things like HR, payroll, benefits, or regulations. But “strategic human capital structure” actually means one simple thing. People.

Read More »

A Deep Dive Into Subrogation

Updated November 2022 Subrogation and the Sutton Doctrine, Made Whole Doctrine Black’s Law Dictionary (Ninth Edition) defines subrogation as the principle under which an insurer

Read More »

How to Create an Inclusive Culture

The risk management and insurance industry has made great strides in recent years with Diversity, Equity, and Inclusion, with some organizations beginning to realize a

Read More »

The Face Masks in School Conundrum

School and district risk managers must provide school boards and administrations with the best guidance possible. As concerns over masks, mandates, and public health come

Read More »

Elite Women 2021

This year’s Elite Women, chosen by IBA,  aren’t just dedicated to the insurance industry – they are trailblazers forging a path for colleagues and future industry

Read More »

To Mandate or Not to Mandate

The COVID-19 vaccine is slowly becoming available. While the vaccine is free to all Americans, employers face a series of challenges and risks.

Read More »
What is Actual Cash Value?

What is Actual Cash Value?

David Walker, CIC, CRM, ARM, AAI, LIC, discusses this important definition; most think it is replacement cost minus depreciation, but this answer may be just the default response due to a lack of knowledge.

Read More »
History of Rough Notes

The History of Rough Notes Magazine

In this Resources webinar, President & CEO, Walter J. Gdowski, uncovers the unique history behind the insurance industry’s most recognized publication, Rough Notes Magazine. Rough Notes Magazine began in the late 1800’s and is

Read More »
Mind the Millennial Gap

Mind the Millennial Gap

By Kelly Surles, CIC, CPRM, CISR, ACSR As one of the cities that is consistently on lists of the best places to live, or work,

Read More »

OCSRY 2018 Winner

Watch the 2018 OCSRY award winner, Ashley Fitzsimmons, as she talks about her experience in risk and insurance, her passion for helping her clients, and

Read More »

Do you need an answer immediately?

Check out our FAQ page!