GLOSSARY
This Insurance Glossary of Terms is produced and maintained by the National Alliance Research Academy. 
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Agent; Insurance

A representative of one or more companies, who solicits, completes applications, collects initial premiums, issues binders and/or conditional receipts, delivers policies, and services insurance contracts. As a rule, the agent’s earnings are dependent on premium commissions. Agents are licensed and regulated by the states where they conduct business and are limited by the terms of their company appointment agreements.