Difference Makers is a quarterly multimedia series highlighting insurance and risk management professionals who display excellence and make positive impacts on the industry and community. Our mission is to showcase professionals who tackle loss during a crisis, advocate for education, and make a difference for the greater good. 

Fellow Difference makers

Paul Gaglioti, CIC

CEO/ Harbor AI President, Diversified Risk Solutions

William T. Hold, Ph.D, CIC, CPCU, CLU

President of The National Alliance for Insurance Education & Research

Cristina Pedraza-Martinez, J.D.,CPA, CIC

SVP Business Development & Sales at Popular Insurance, LLC

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