GLOSSARY
This Insurance Glossary of Terms is produced and maintained by the National Alliance Research Academy. 
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Return of Premium Rider

A rider that can be attached to many life, health, disability and LTC policies (for an extra charge), that will return all or part of the total paid premium to the owner. This rider is generally “triggered” if the owner chooses to terminate the policy and no benefits have been paid (i.e., no claims).