The CISR Personal Lines — Miscellaneous Course addresses the coverage exclusions and limitationsHealth insurance plans that contain certain limitations that impose internal limits or “caps” on specific types of medical care. More in the most current ISO Homeowners 3 – Special Form and the ISO Personal AutoA land motor vehicle, trailer, or semi-trailer designed for use on public roads, but does not include “mobile equipment.” More Policy for exposures created by clients’ businessIncludes trade, profession, or occupation. More activities and their ownership or use of recreational vehicles and watercraft.

Clients may not be aware they are lacking the proper insurance coverage for these activities until after a lossA reduction in value. More occurs. After completing this course, you’ll know the coverage gaps and when an appropriate endorsementUsed by an insurer to clarify or make revisions to particular provisions of a policy. Also called “riders.” More is available to provide the needed insurance protectionAs related to property, the safeguards, equipment and measures provided by the building owner or occupant to minimize hazards. More. You’ll also know the right questions to ask your clients to help you identify these exposures so you can tailor an appropriate insurance and risk managementThe practice of protecting an organization from financial harm by identifying, analyzing, and controlling risk at the lowest possible cost. More program that meets their needs. Learn how to analyze the important coverages offered through personal umbrella and excess liabilityLegal responsibility or fault. More policies.