Risk Managers are in high demand! Distinguish yourself from the crowd and get the credential that sets you apart—Certified Risk Manager (CRM).
Risk
Uncertainty that may be either positive or negative arising from a given set of circumstances. Common definitions also include: 1) chance or probability of loss, 2) uncertainty concerning loss, 3) possibility of a variation of outcomes from a given set of circumstances, and 4) difference between expected losses and actual losses. More Managers don’t leave anything to chance! Participate in the program that gives you a dependable advantage in the demanding field of risk management—the CRM Program.
Risk management is one of the many responsibilities of a variety of professionals, including accountants, attorneys, financial and insurance professionals, and specialists in loss control. If you are one of these practitioners, you may be ready to take courses or pursue your CRM designation. If you:
- are a risk manager, financial or insurance professional, licensed agent, broker, accountant, or solicitor,
- have at least two years of full-time experience in the insurance industry or in risk management,
- have taken a CRM course through the UACRM program, or
- have served as a full-time risk management or insurance faculty member at an accredited college or university,
You’ll benefit from attending CRM courses—gaining expertise and credibility with your organization and in the risk management community.
Earning the CRM designation demonstrates your expertise and shows that you are a part of an international network of respected and dedicated risk management professionals.
These are the times clients and colleagues need you the most.
RiskUncertainty that may be either positive or negative arising from a given set of circumstances. Common definitions also include: 1) chance or probability of loss, 2) uncertainty concerning loss, 3) possibility of a variation of outcomes from a given set of circumstances, and 4) difference between expected losses and actual losses. More management is one of the many responsibilities of a variety of professionals, including accountants, attorneys, financial and insurance professionals, and specialists in loss control. If you’re one of these practitioners, you may be ready to take courses or pursue your instructor-led CRM designation online.
CRM Courses
COVID-19 is a disease caused by a new strain of coronavirus. ‘CO’ stands for corona, ‘VI’ for virus, and ‘D’ for disease. Formerly, this disease was referred to as ‘2019 novel coronavirus’ or ‘2019-nCoV.’ For more information on how the COVID-19 pandemic has impacted the insurance industry visit https://www.scic.com/covid-19-conversations/ More content as it relates to insurance and risk management.Analysis is a vital step in the risk management process— using risk data to analyze the frequency and severity of losses, the potential for future losses, and cost-benefits of control solutions.
You’ll acquire a facility with the analysis and measurement of exposures and loss data that is fundamental to risk management. It’s recommended that you take this Analysis of RiskUncertainty that may be either positive or negative arising from a given set of circumstances. Common definitions also include: 1) chance or probability of loss, 2) uncertainty concerning loss, 3) possibility of a variation of outcomes from a given set of circumstances, and 4) difference between expected losses and actual losses. More course before Financing of Risk.
This 16-hour course includes application exercises.
Topics
- Introduction to Analysis
- Qualitative AnalysisThe “what” analysis; identification and assessment of loss exposures that cannot be easily measured by traditional statistical or financial methods; helps management understand the potential impact on the organization’s ultimate risks and performance. More
- Quantitative AnalysisThe “how much” analysis; attempts to accurately measure risks by using acceptable traditional methodologies to calculate relative numerical values. More: Tools
- Quantitative Analysis: Forecasting
- Time Value of MoneyThe value of money over a given amount of time considering a given amount of interest. More Concepts
- Risk Analysis- Practical ApplicationThe statement of information given when a person applies for insurance. The insurer underwriter uses this information as a basis in determining whether the applicant qualifies for acceptance under the company’s guidelines. Applications are attached to and made a part of most contracts. More
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COVID-19 is a disease caused by a new strain of coronavirus. ‘CO’ stands for corona, ‘VI’ for virus, and ‘D’ for disease. Formerly, this disease was referred to as ‘2019 novel coronavirus’ or ‘2019-nCoV.’ For more information on how the COVID-19 pandemic has impacted the insurance industry visit https://www.scic.com/covid-19-conversations/ More content as it relates to insurance and risk management.Learn to take action by focusing on solutions that will prevent, reduce, avoid, or eliminate risk.
Take this 16-hour course to gain proficiency in the application of risk control techniques—safety, alternative dispute resolution, employment practices liability, and crisis management. It centers on the latest trends in risk control for cyber, fleet, and ergonomic risks and provides crisis management, disaster planning, and claims management concepts. This 16-hour course includes application exercises. New and Updated! Topics covered:- Risk ControlAny conscious action or inaction to minimize at the optimal cost, the probability, frequency, severity, or unpredictability of loss; a step of the Risk Management Process. More and Mitigation – Human Resources
- RiskUncertainty that may be either positive or negative arising from a given set of circumstances. Common definitions also include: 1) chance or probability of loss, 2) uncertainty concerning loss, 3) possibility of a variation of outcomes from a given set of circumstances, and 4) difference between expected losses and actual losses. More Control and Mitigation – Property & LiabilityLegal responsibility or fault. More
- CrisisAny critical incident that involves death, serious injury, or threat to people; damage to environment, animals, property and/or data; disruption of operations; threat to the ability to carry out organizational mission and goals; and/or, threat to the financial welfare and image of the organization. More & Disaster PlanningThe process a risk manager takes to predetermine a course of action; an element of the managerial process. More
- Claims ManagementPrompt resolution of an organization’s losses subject to insurance or an active retention program including claims by other entities to whom it may be legally or ethically bound. More
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COVID-19 is a disease caused by a new strain of coronavirus. ‘CO’ stands for corona, ‘VI’ for virus, and ‘D’ for disease. Formerly, this disease was referred to as ‘2019 novel coronavirus’ or ‘2019-nCoV.’ For more information on how the COVID-19 pandemic has impacted the insurance industry visit https://www.scic.com/covid-19-conversations/ More content as it relates to insurance and risk management.Risk financing options can solve the various needs of an organization based on its risk-taking appetite and ability.
Financing of RiskUncertainty that may be either positive or negative arising from a given set of circumstances. Common definitions also include: 1) chance or probability of loss, 2) uncertainty concerning loss, 3) possibility of a variation of outcomes from a given set of circumstances, and 4) difference between expected losses and actual losses. More is often an intricate and complex task. In this course, you will compare various financing options: non-insurance transfer, guaranteed cost plans, retro plans, dividend plans, pools, and various types of captives. You will learn how to deliver the message to management in present value dollars. We recommend that this course be taken after Analysis of Risk.
This 16-hour course includes application exercises.
Topics Covered:
Risk Financing
The acquisition of internal and external funds to pay losses at the most favorable cost; a step of the Risk Management Process. More Fundamentals- Risk Financing Program Decision Making
- Methods for Risk Financing
- Risk Financing Team
- Alternative Risk TransferRisk control technique that attempts to reduce or prevent loss by transferring some or all of the risk to another organization, either through a physical transfer of an operational function or exposure or through a non-insurance contract of some or all of the liabilities arising from that operational function or exposure.
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COVID-19 is a disease caused by a new strain of coronavirus. ‘CO’ stands for corona, ‘VI’ for virus, and ‘D’ for disease. Formerly, this disease was referred to as ‘2019 novel coronavirus’ or ‘2019-nCoV.’ For more information on how the COVID-19 pandemic has impacted the insurance industry visit https://www.scic.com/covid-19-conversations/ More content as it relates to insurance and risk management.This course give you an understanding of the daily managerial and organizational requirements of risk managers and how an organization utilizes the risk management process.
This updated and revised course consolidates what you have learned in other CRM courses. For this reason, it is suggested that you take this course last. Practice of Risk ManagementProcess of managing uncertainty of exposures that affect an organization’s assets and financial statements using five steps: identification, analysis, control, financing and administration. More also helps you tackle the daily managerial and organizational requirements of risk managers and consultants. New topics include International and Multinational Risks and Compliance and Governance.
This 16-hour course includes application exercises.
New and Revised! Topics Covered:
- The RiskUncertainty that may be either positive or negative arising from a given set of circumstances. Common definitions also include: 1) chance or probability of loss, 2) uncertainty concerning loss, 3) possibility of a variation of outcomes from a given set of circumstances, and 4) difference between expected losses and actual losses. More Manager
- The Risk Management Network
- Information Technology for Risk Managers
- Total Cost Of Risk
- Due DiligenceActions taken to investigate documents and records of a business and/or person prior to examination of a proposed action before it is undertaken, executing a contract or entering into a business transaction; to assess the health and viability of a business or entity; and/or to perform an investigation of a business, situation, activity or person to assist with effective decision- More
- Managing the Risk of Intangible Assets
- Executive Risk
- International & Multinational Risks
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This course provides a solid foundation in risk management essentials that give you the tools to properly identify exposures.
This 16-hour course lays a solid foundation by giving you the tools to properly identify exposures—the first and most important step in the risk management process. It is suggested that you take this course first. This 16-hour course includes application exercises. Topics Covered:
- Introduction to Enterprise Risk ManagementA systemic process of identifying, analyzing, assessing, and responding to all risks, regardless of the source, that affects the achievement of an organization’s strategic and financial objectives positively or negatively. (CM definition). To learn more about the Certified Risk Managers designation visit https://www.scic.com/crm/ More
- Risk ManagementProcess of managing uncertainty of exposures that affect an organization’s assets and financial statements using five steps: identification, analysis, control, financing and administration. More and the Organization
- Introduction to Risk IdentificationProcess of identifying and examining exposures of an organization; the first and most important step of the risk management process. More
- RiskUncertainty that may be either positive or negative arising from a given set of circumstances. Common definitions also include: 1) chance or probability of loss, 2) uncertainty concerning loss, 3) possibility of a variation of outcomes from a given set of circumstances, and 4) difference between expected losses and actual losses. More Identification Methods I – Self Administered Tools
- Risk Identification Methods II – Loss Data AnalysisApplication of various methods of analyzing loss data to identify and understand the potential impact those losses may have on the organization’s risk management program and the total cost of risk. More
- Risk Identification Methods III – Financial Statement Analysis
- Risk Identification Methods IV – Internal and External Review
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Learning Options
Instructor-Led Online
- Live, instructor-led webinars - Interact and chat with your instructor, study real-world scenarios.
- Instruction by the same expert faculty—with the ease of a webinar
- Convenience—use your computer, tablet, or cell phone
- 16 Hours of Webinars, delivered over 2-4 Weeks.
- Extended study period for exam-takers
In-Person Classroom
- Each course is two days of instruction, followed by an optional 2.5-hour exam- passing the exam is required to earn the designation.
- Expert, nationally recognized faculty who provide concrete examples and scenarios
- Helpful notebooks and other resource materials
- More than 300 courses are conducted on-site each year in major cities throughout the U.S. and Puerto Rico
- Train your entire team and save money by bringing National Alliance programs to your corporate or agency location—contact Business Development at 800-633-2165 or email alliance@scic.com for details.
Online learning is easy to use and engaging
Designation Requirements
Earning the CRM designation demonstrates your expertise and dedication to the risk management industry.
Earning the Designation
To earn the designation, take all five CRM courses and pass the corresponding exams within five calendar years after you pass your first CRM exam.
Earning Multiple Designations
You can also achieve the CIC designation by completing any four CIC courses plus one CRM course. This option allows you to earn both the CRM and CIC designations by completing only nine courses—the four CIC courses of your choice, plus all five CRM courses.
How to Keep Your Designation
After receiving the CRM designation, no further examinations are required. To keep your designation current, you’ll need to complete any one of these yearly update options.
- James K. Ruble Seminar
- PROFocus SeriesNational Alliance PROFocus Series courses are open to all insurance and risk management professionals! Dues-paid National Alliance designees are eligible for update credit! PROFocus Series Courses—available in both classroom and instructor-led online formats—deliver high-level insurance and risk education for ALL industry, insurance, and risk management practitioners. These specialty courses are designed to build your industry-specific business and increase your income. More Seminar
- MEGA Seminar
- Dynamics of SellingThe Dynamics of Selling Series is a multi-day insurance specific sales training course. Designed and taught by leading, insurance sales professionals who are active in the industry. The series takes the sales process, sales management, and agency/company relations to a new level. While many generic sales programs are available, Dynamics of Selling remains the only “insurance specific” sales training in
- Dynamics of Sales Management
- Dynamics of Company/Agency Relationships
- Certified RiskUncertainty that may be either positive or negative arising from a given set of circumstances. Common definitions also include: 1) chance or probability of loss, 2) uncertainty concerning loss, 3) possibility of a variation of outcomes from a given set of circumstances, and 4) difference between expected losses and actual losses. More Manager (CRM) course
- Certified Personal Risk Manager (CPRM) course
- Certified Insurance Counselor (CIC)Certified Insurance Counselor (CIC) is an insurance professional designation. The CIC program was started by the National Alliance for Insurance Education & Research in Austin, Texas in 1969 by founder Dr. William T. Hold. Some CIC courses can be used to fulfill state continuing education requirements for licensing as an insurance agent. The CIC program is for agency owners, producers, agents, CSR’s, brokers, and insurance company personnel. There More course
Benefits
Client Benefits
- Practical, real-world information that provides best-in-class knowledge and best-in-class protection.
- A well-designed and thorough profile of complex exposures and coverage remedies
- Your in-depth knowledge of current approaches in both personal and commercial lines
Agency/Company Benefits
- A professional and competitive advantage with a solid risk management plan in place
- A skilled and prepared risk manager leading the charge in protecting an organization’s assets and bottom-line
- Aggregated value of implementing ERMA systemic process of identifying, analyzing, assessing, and responding to all risks, regardless of the source, that affects the achievement of an organization’s strategic and financial objectives positively or negatively. (CM definition). To learn more about the Certified Risk Managers designation visit: http://www.scic.com/crm More programs covering the downside and upside of risk
Participant Benefits
- An internationally recognized risk management designation
- Curriculum developed by practicing risk professionals and educators
- A comprehensive education in qualitative and quantitative tools
- An instructive overview of the 5 steps of risk management—identification of exposures, analysis of risk, risk control techniques, financing of risk, and administration
- The ability to identify and manage emerging and evolving risks
- Put-it-to-use-now risk management skills and solutions
- Real-life examples and experiences shared by instructors who are active in the field
- ImplementationImplementing the desired actions and risk management plans; an element of the risk administration step of the Risk Management Process. More of the universal application of risk management concepts
CRM FAQs
The Certified RiskUncertainty that may be either positive or negative arising from a given set of circumstances. Common definitions also include: 1) chance or probability of loss, 2) uncertainty concerning loss, 3) possibility of a variation of outcomes from a given set of circumstances, and 4) difference between expected losses and actual losses. More Manager (CRM) Program is a nationally recognized advanced education program for today’s risk management professionals. The CRM designation demonstrates a high level of technical knowledge and a commitment to the risk management field.
To earn the CRM designation, you must complete the five CRM courses and pass the corresponding exam for each course. You must pass all 2.5-hour exams within the five calendar years following the year you passed your first exam in order to earn the CRM designation.
The five CRM required courses are:
- Analysis of RiskUncertainty that may be either positive or negative arising from a given set of circumstances. Common definitions also include: 1) chance or probability of loss, 2) uncertainty concerning loss, 3) possibility of a variation of outcomes from a given set of circumstances, and 4) difference between expected losses and actual losses. More
- Control of Risk
- Financing of Risk
- Practice of Risk ManagementProcess of managing uncertainty of exposures that affect an organization’s assets and financial statements using five steps: identification, analysis, control, financing and administration. More
- Principles of Risk Management
Each course consists of 16 hours of instruction, including application exercises.
While there are no specific prerequisites for taking the CRM courses, it is recommended that participants in the program have at least two years of full-time experience in the insurance or risk management industry.
The CRM courses cover the current and complex technical knowledge and approaches necessary for risk management professionals. The CRM courses provide a comprehensive overview of the five steps of risk management—identification of exposures, analysis of risk, risk control techniques, financing of risk, and administration.
All courses are taught by expert-level professionals in the risk management field. In addition, all courses are continuously evaluated and revised to ensure that all material is current, relevant, and up to date.
- Principles of Risk ManagementProcess of managing uncertainty of exposures that affect an organization’s assets and financial statements using five steps: identification, analysis, control, financing and administration. More focuses on tools that risk management professionals need to properly identify exposures, including at the enterprise level. The course also covers risk identification methods.
- Analysis of RiskUncertainty that may be either positive or negative arising from a given set of circumstances. Common definitions also include: 1) chance or probability of loss, 2) uncertainty concerning loss, 3) possibility of a variation of outcomes from a given set of circumstances, and 4) difference between expected losses and actual losses. More explores risk analysis, quantitative analysis tools and forecasting, and risk modeling.
- Control of Risk focuses on solutions that prevent, eliminate, control and mitigate risk. The course covers risk control for the latest and most pertinent areas including cyber, fleet, ergonomic risks, as well as crisis and disaster planning.
- Risk FinancingThe acquisition of internal and external funds to pay losses at the most favorable cost; a step of the Risk Management Process. More covers complex options, solutions, and methodologies, as well as the decision-making processes for financing risk.
- Practice of Risk Management provides an understanding of the daily managerial and organizational requirements of risk management, including on the enterprise level. Additional topics include executive risks, due diligence, multi-national and international risks, and compliance and governance.
To keep your CRM designation current, you must complete an annual continuing education course, although no additional exams are required. Several course options satisfy the annual update requirement, and you can choose between “dues required” and “NO dues required” courses.
The annual update options are as follows:
- NO dues required options:
- Any CRM course
- Any CPRM (Certified Personal RiskUncertainty that may be either positive or negative arising from a given set of circumstances. Common definitions also include: 1) chance or probability of loss, 2) uncertainty concerning loss, 3) possibility of a variation of outcomes from a given set of circumstances, and 4) difference between expected losses and actual losses. More Manager) course
- Any CIC (Certified Insurance Counselor) course
- Dues required options:
- James K Ruble Seminar
- ProFocus Series Seminar
- Ruble MEGA Seminar
- Dynamics of SellingThe Dynamics of Selling Series is a multi-day insurance specific sales training course. Designed and taught by leading, insurance sales professionals who are active in the industry. The series takes the sales process, sales management, and agency/company relations to a new level. While many generic sales programs are available, Dynamics of Selling remains the only “insurance specific” sales training in
- Dynamics of Sales Management
- Dynamics of Company/Agency Relationships
The CRM designation is especially suited for a variety of professionals in fields where risk management is a key responsibility. Accountants, attorneys, financial professionals, and risk management professionals are ideal candidates for the CRM designation. The CRM Program is also recommended for insurance professionals including insurance agents, brokers, commercial producers, senior underwriters, underwriting managers, commercial lines managers, and agency officers. RiskUncertainty that may be either positive or negative arising from a given set of circumstances. Common definitions also include: 1) chance or probability of loss, 2) uncertainty concerning loss, 3) possibility of a variation of outcomes from a given set of circumstances, and 4) difference between expected losses and actual losses. More management and insurance faculty at accredited colleges and universities also pursue the CRM designation.
Recognized internationally, the CRM Program sets risk management practitioners apart as the designation demonstrates an advanced level of technical expertise. Earning the CRM boosts risk management professionals’ credibility within their own organizations and in the risk management community.
The CRM courses provide risk management practitioners with the tools and ability to identify and manage emerging and evolving risks in the current business and enterprise climate. As all courses are taught by practicing risk management professionals, the curriculum supports advanced, in-depth knowledge for risk management solutions that can be applied immediately.
The CRM Program originated in 1996 at the request of Certified Insurance Counselors (CICs) and National Alliance participants wanting to expand into the risk management field and provide additional services to their clients. It was created as a course of study providing five subjects of rigorous, practically oriented curriculum covering the risk management process. With risk management being one of the responsibilities of a variety of professionals, including attorneys, accountants, and financial professionals, the CRM designation is an excellent education opportunity. The designation is internationally recognized.
The CRM courses are available in a live classroom format, or in online, live, instructor-led webinars. Courses are taught by expert faculty who provide tangible, real-world examples and scenarios.
- The online program offers participants the flexibility of completing the course instruction via computer, tablet, or smartphone. For each online CRM course, 16 hours of webinars are delivered over a period of 2–4 weeks, with additional time to prepare for the 2.5-hour exam. All online course participants have the ability to interact and chat with the faculty instructors throughout the instruction period.
- In the live classroom format, each course includes two eight-hour days of instruction, followed by an optional 2.5-hour exam. Participants are required to pass the exam for all five courses to earn the CRM designation.
