Gain a better understanding of the current exposures associated with cyber risks and ways to protect their clients and themselves.  

Discuss the significant issues encountered when writing employment practices liability, cyber liability, professional liability, and technology errors and omissions.  

How to use Builders RiskUncertainty that may be either positive or negative arising from a given set of circumstances. Common definitions also include: 1) chance or probability of loss, 2) uncertainty concerning loss, 3) possibility of a variation of outcomes from a given set of circumstances, and 4) difference between expected losses and actual losses. More Coverage forms, identify pitfalls to using Commercial Property policies to cover construction and renovation projects, and review key features of the Builders Risk Policy including how to use the Installation Floater. 

Identify the reasons for providing the necessary insurance coverage for their high-net-worth client’s collections the challenges associated with this unique exposure. Understand valuation issues, appraisal practices, and use actual scenarios to examine the damage assessment process.  

The SECURE Act’s purpose and how it impacts employer-sponsored retirement, defined contribution, and defined benefit plans, as well as individual retirement accounts, and 529 plans.   

Learn about Social Security, MedicareA federal government medical insurance plan originally for individuals age 65 and older or disabled. The age requirement has been raised based on year of birth. More, and MedicaidA jointly funded federal and state program that provides hospital expense, medical expense coverage, and in some cases long-term-care-type coverage to the low-income population and certain aged and disabled individuals. More to understand the intent of the various benefits, the advantages, and disadvantages of the three programs, ways to qualify and file for the various benefits, and options available to a qualifying recipient. Learn how Life and Health insurance products provide a way to replace or coordinate Social Security and Medicare. Examine Health Insurance products that assist with deductibles, co-pays, or excluded coverage found in Medicare.