Certificates of Insurance and the related issue of Additional Insureds are often sources of frustration, confusion, and E&O claims for the insurance producer.  In this session, agents will review critical things to consider before issuing a certificate and identify ways to avoid some of the common problems and errors. 

Develop environmental awareness and understand how to help businesses manage and transfer their environmental exposures.

(Final Exam Required for State CE Credit)

Do you know what to do when a crisis occurs? Uncover the insurance implications and general principles of crisis response for active assailants, product recalls, and data breach/cybersecurity incidents. Analyze a data breach claim and form a plan of action.

The participant will learn how life and health insurance products take the uncertainty out of business planning.  The program will specifically discuss the risks that face every business owner, death, disability and retirement, and how to mitigate these risks.  

Identify the reasons for providing the necessary insurance coverage for their high-net-worth client’s collections the challenges associated with this unique exposure. Understand valuation issues, appraisal practices, and use actual scenarios to examine the damage assessment process.  

In this session, participants will understand the role and function of an insurance adjuster and the importance of their relationship with the insurance agency, avoiding bad faith claims, and misconceptions about coverages and exclusions under certain personal and commercial policies.

The SECURE Act’s purpose and how it impacts employer-sponsored retirement, defined contribution, and defined benefit plans, as well as individual retirement accounts, and 529 plans.   

Learn about Social Security, Medicare, and Medicaid to understand the intent of the various benefits, the advantages, and disadvantages of the three programs, ways to qualify and file for the various benefits, and options available to a qualifying recipient. Learn how Life and Health insurance products provide a way to replace or coordinate Social Security and Medicare. Examine Health Insurance products that assist with deductibles, co-pays, or excluded coverage found in Medicare.