8 or 16-Hour Self-Paced Update Options!

The NEW On-Demand MEGA Seminar
satisfies your update requirement.

Log on any time, day or night, 24/7.

State CE Credit Not Currently Offered

A New Update Option!

To earn your yearly update credit, register for the
On-Demand MEGA Seminar, a video program of some of our most popular James K. Ruble sessions you can
take at your own pace.

On-Demand Topics:

Certificates of Insurance and the related issue of Additional Insureds are often sources of frustration, confusion, and E&O claims for the insurance producer.  In this session, agents will review critical things to consider before issuing a certificate and identify ways to avoid some of the common problems and errors. 

Develop environmental awareness and understand how to help businesses manage and transfer their environmental exposures.

(Final Exam Required for State CE Credit)

Do you know what to do when a crisis occurs? Uncover the insurance implications and general principles of crisis response for active assailants, product recalls, and data breach/cybersecurity incidents. Analyze a data breach claim and form a plan of action.

The participant will learn how life and health insurance products take the uncertainty out of business planning.  The program will specifically discuss the risks that face every business owner, death, disability and retirement, and how to mitigate these risks.  

Identify the reasons for providing the necessary insurance coverage for their high-net-worth client’s collections the challenges associated with this unique exposure. Understand valuation issues, appraisal practices, and use actual scenarios to examine the damage assessment process.  

Learn terminology associated with personal and commercial marine insurance and discuss the basic underwriting criteria and market structure. Identify the liability and property exposures, including an explanation of the policies available to handle these exposures. You will also examine the differences between personal and commercial marine insurance and the major underwriting issues.

In this session, participants will understand the role and function of an insurance adjuster and the importance of their relationship with the insurance agency, avoiding bad faith claims, and misconceptions about coverages and exclusions under certain personal and commercial policies.

The SECURE Act’s purpose and how it impacts employer-sponsored retirement, defined contribution, and defined benefit plans, as well as individual retirement accounts, and 529 plans.   

Learn about Social Security, Medicare, and Medicaid to understand the intent of the various benefits, the advantages, and disadvantages of the three programs, ways to qualify and file for the various benefits, and options available to a qualifying recipient. Learn how Life and Health insurance products provide a way to replace or coordinate Social Security and Medicare. Examine Health Insurance products that assist with deductibles, co-pays, or excluded coverage found in Medicare.  

Learn about preparation, prevention, and crisis management for this unique exposure including the basics of Active Shooter Insurance Coverage – what it covers, things to look for in the policy, exclusions to avoid, who needs it, and more. 

Every agricultural operation is impacted by environmental exposures.  In this session, agents will better understand environmental liability issues affecting commercial farmers, livestock operations, dairy and cattle operations, vineyards and wineries, commercial and botanical gardens, fruit farmers, and more.  They will review Federal and State environmental laws and learn how they impact their insureds. 

Discover how Dependent Properties Time Element Coverage is designed to pay for the loss of income resulting from damage from a covered cause of loss to the premises of an organization upon which the insured depends, such as an important customer or main supplier. Investigate how to identify the need for this coverage and when changes to it are required.

Coverages and exclusions provided in the latest Personal Auto Coverage Form, challenges with providing insurance coverage for Transportation Network Companies (TNCs) – Uber, Lyft, Zipcar, and similar programs, and a review of what is or is not covered by TNCs or PAP.  

How It Works


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Complete At Your Own Pace

The On-Demand MEGA seminar includes our most popular pre-recorded James K. Ruble video sessions. Save your progress at any point and view the video sessions at your own pace. This online seminar provides annual update credit.

State CE Credit Not Currently Offered.


State CE Credit Not Currently Offered

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Approved for 1 Hour of State Reported CE Credit in AR, AZ, CO, DE, FL, GA, IL, IN, KS, MA, NC, NE, NJ, OK, SC, TN, TX, and UT.